Contractor Accountants Who Speak Your Language
IR35 guidance. Optimal tax planning. Real-time visibility into your finances. From an accountant with great experience of project management.
Sound Familiar?
Contractor finances are different. Most accountants don't get it.
IR35 uncertainty — not sure if your contracts are inside or outside, and what the implications are?
Salary vs dividends — wondering if you're extracting money in the most tax-efficient way?
Accountant doesn't understand IT — tired of explaining day rates, bench time, and project-based work?
No visibility — you know your day rate but not your actual take-home after tax?
Corporation Tax surprises — hit with unexpected bills because you didn't plan ahead?
Slow responses — waiting days for simple answers when you need to make decisions now?
I've been a contractor myself. When you talk contracts, I get it.
What We Do for Contractors
Everything your limited company needs — and more
IR35 Reviews
Contract reviews and status determinations to help you understand your position and mitigate risk.
Salary & Dividend Planning
Optimised extraction strategy to maximise your take-home while staying compliant.
Annual Accounts & CT600
Year-end accounts prepared and filed with Companies House and HMRC.
VAT Returns
Quarterly VAT returns prepared and submitted — we'll advise whether Flat Rate makes sense for you.
Personal Tax Returns
Self-Assessment for directors — coordinated with your company accounts for optimal planning.
Company Formation
New to contracting? We'll set up your limited company and get you ready to invoice.
IR35: The Big Question
Understanding your IR35 status is critical. Here's the difference:
Outside IR35
- You control salary vs dividends
- Tax-efficient extraction possible
- Claim legitimate business expenses
- Build retained profits in company
- Typical effective tax rate: ~25-30%
Inside IR35
- Taxed like an employee
- PAYE and NI deducted
- Limited expense claims
- Less flexibility overall
- Typical effective tax rate: ~40-45%
Since April 2021, medium and large clients determine your IR35 status — not you. But your contract wording and working practices still matter. We help you understand your position and structure things properly.
Instant Answers About Your Finances
With Chloe-AI, you don't wait for your accountant to "run the numbers"
Every Grosvenor client gets 24/7 access to Chloe-AI — ask questions about your company anytime and get clear answers in seconds.
We built Chloe-AI ourselves. That's the difference between claiming tech expertise and proving it.
I've Lived the Contractor World
I'm Ola, founder of Grosvenor.Solutions and an ACCA-qualified accountant. I spent close to a decade at IBM's management consultancy practice leading finance transformation inside organisations like Shell, BP, Deutsche Bank and Lloyds Bank. I then held a senior finance role at GE, before going independent — working at KPMG and many other organisations on optimising finance processes and systems.
I've been a contractor myself — so I understand IR35, the importance of getting your salary and dividend split right, and the constant balancing act between maximising take-home pay and staying compliant. You need an accountant who gets how contracting actually works, not one who treats you like a standard limited company.
ACCA Qualified · MBA Warwick · 25+ Years Accounting & IT
Ready to Work With an Accountant Who Gets IT?
Book a free contractor review. We'll discuss your setup, check you're optimised, and confirm pricing — no obligation.