Making Tax Digital is HMRC's biggest change in 30 years. We handle the quarterly submissions and compliance — while Chloe-AI gives you real-time visibility into your tax position, any time you need it.
MTD has two main branches: VAT (already live) and Income Tax (starting April 2026). Here's who's affected and when.
All VAT-registered businesses must already use MTD-compatible software to keep digital records and submit VAT returns.
Sole traders and landlords will need to submit quarterly updates to HMRC using approved software, replacing annual self-assessment.
HMRC is phasing in MTD for Income Tax based on your gross income. Here's when you'll need to comply.
Get your digital records in order and choose MTD-compatible software
Sole traders & landlords with income over £50,000
£50k+Threshold drops to £30,000
£30k+Threshold drops to £20,000
£20k+E-commerce sellers: MTD affects you too. If you sell on Amazon, eBay, Shopify, Etsy, or TikTok Shop and your income exceeds £50k, you must comply from April 2026. See how we help e-commerce sellers →
Most accountants present MTD as more paperwork and compliance headaches. We see it differently. MTD forces better record-keeping — and better records mean better visibility into your business.
Instead of one annual reckoning, you'll know your tax position four times a year. No more January surprises.
With clearer visibility, you can plan for tax payments throughout the year instead of scrambling in January.
Quarterly reviews catch errors, missed deductions, and planning opportunities before year-end.
Our clients don't just get quarterly snapshots — they can check their estimated tax position any time via Chloe-AI.
"MTD is supposed to give HMRC real-time visibility into your tax position. Shouldn't you have the same visibility into your own business?"
MTD means quarterly submissions. But with Chloe-AI, our clients get real-time visibility whenever they want it.
Ask questions about your estimated tax position in plain English and get answers in seconds. No waiting for your accountant. No digging through spreadsheets.
We take care of MTD compliance end-to-end — you focus on your business.
| What We Do | What This Means For You | Frequency |
|---|---|---|
| 💻 Software Setup | We configure HMRC-approved software for your specific situation | One-time |
| 📝 Digital Record Keeping | Your records maintained in MTD-compliant format | Ongoing |
| 📤 Quarterly Submissions | We prepare and submit your quarterly updates to HMRC on time | 4x per year |
| 📋 Final Declaration | Year-end declaration prepared and filed (replaces self-assessment) | Annual |
| 📞 HMRC Liaison | We handle any queries, adjustments, or communications with HMRC | As needed |
| 🤖 Chloe-AI Access | Check your estimated tax position anytime, 24/7 | Unlimited |
MTD compliance included with our accounting packages. No hidden fees, no surprises.
Exact pricing depends on complexity. Landlords with multiple properties, mixed income sources, or additional requirements may have different pricing. We'll confirm exact costs after understanding your situation.
Get Your Custom QuoteBook a free MTD readiness review. We'll assess your current setup, confirm when you need to comply, and explain exactly what needs to happen — no obligation.
