E-commerce accountants · Etsy sellers and makers

Etsy accountants for creative businesses that sell.

Listing, transaction, payment and Offsite Ads fees untangled from every deposit, so you know what each piece really earns, and where you stand with HMRC.

Book a free discovery call From £350 + VAT a month
  • Qualified accountant
  • MBA, Warwick Business School
  • 25 years in finance
  • Founder-led
  • Supervised by HMRC for anti-money laundering

What Etsy sellers tell us.

"There are fees on fees, and I have no idea what I actually keep from each sale."

"Etsy enrolled me in Offsite Ads and I cannot tell what they cost me."

"Is this still a hobby, or do I need to tell HMRC?"

"Postage costs more than I charge, and I do not know by how much."

What we do for Etsy sellers

Built around how Etsy actually pays you.

All of it included in your monthly fee.

  • Every Etsy fee broken outListing, transaction, payment processing, Offsite Ads and postage labels on separate lines.
  • Profit per productWhat each item keeps after materials, packaging, postage and fees.
  • Offsite Ads and Etsy AdsWhat the advertising costs you, against the sales it brings.
  • Hobby or businessA clear answer on whether you are trading and what you need to do.
  • VAT watchYour turnover tracked against the £90,000 registration threshold over any 12 months.
  • Self-assessmentYour tax return prepared and filed, with every allowable expense claimed.

One payout, broken down

What an Etsy payout really contains.

Your bank sees one figure. Behind it are sales and a string of deductions, each of which belongs on its own line in your accounts.

We prepare that as a balanced journal for every settlement, and a qualified accountant reviews it before it is posted.

Etsy settlementAmount
Gross sales£2,800.00
Transaction fees−£182.00
Payment processing−£132.00
Listing fees−£24.00
Offsite Ads−£96.00
Postage labels−£140.00
Paid into your bank£2,226.00

Illustrative example, not client data.

The compliance position

Etsy reports your sales to HMRC.

Etsy collects your sales figures and reports them to HMRC once you make 30 or more sales, or more than about £1,700 (€2,000), in a calendar year. If your books show only the net payouts, they will not match what HMRC holds. We record your gross sales with every fee shown separately, so they do.

Between payouts you can ask "What did Offsite Ads cost me last quarter?" and see the working. How it works.

E-commerce plans from £350 + VAT a month.

Settlement journals for every channel, receipt capture and a cash forecast included. Selling on more than one marketplace? See how we handle every channel.

See e-commerce plans

Etsy questions

Is my Etsy shop a hobby or a business?

If you make things to sell regularly, aiming to make a profit, HMRC is likely to see it as trading. If your trading income is over £1,000 a year, the trading allowance, you need to register for self-assessment by 5 October after the end of the tax year.

Can I opt out of Offsite Ads?

Only while your sales are under $10,000 in a 12-month period. Above that, Etsy enrols you automatically and you cannot opt out, so the cost needs watching.

Etsy reports my sales to HMRC. Do I owe tax?

Not necessarily. Reporting shows what you sold, not what you made. Tax is on your profit, after costs and allowances.

See what your Etsy business really makes.

A free discovery call to look at how your payouts are being recorded and what that is hiding. No obligation.

Book a free discovery call