Planning tools
Look ahead. These tools help you forecast cash flow, assess growth readiness, understand your costs, plan for deadlines, and stress-test your business.
Cash flow simulator
12-month visual cash flow forecast. Set default income and expenses, override individual months, and add one-off items like tax payments or equipment purchases. Bar chart highlights danger months in red.
My tax year timelineNew
Select your business type and year-end date. See every HMRC deadline, filing date, and payment date mapped out across the tax year in an interactive scrolling timeline.
Cost of waiting calculator
How much is slow financial data costing your business? See the hidden drain from delayed decisions, wasted time chasing answers, and missed opportunities.
The hiring decisionNew
Choose your own adventure. Too much work? Decide whether to hire, use a contractor, outsource, or push through. Each path shows the true costs, risks, and consequences.
How much should an accountant cost?
Select your business type, turnover, and services needed. Get a realistic fee estimate broken down by service with guidance on what to look for when choosing an accountant.
Your business risk mapNew
Click different business risks — cyber attack, key person loss, supply chain, cash flow, legal. See the likelihood, impact, insurance options, and steps to reduce each one.
Growth readiness scorecard
10 questions assessing whether your financial systems, operations, customer acquisition, resilience, and team can handle rapid growth. Specific recommendations for each weak area.
Your cash runwayNew
Enter your current cash balance and monthly burn rate. See how many months until the money runs out. Adjust cost cuts or revenue growth to see how the runway extends.
The 90-day testNew
Imagine you cannot work for 90 days. Step through each week answering: who does payroll? Who chases invoices? Who serves clients? Reveals your business continuity blind spots.
Stop guessing. Start planning.
These tools use your estimates. We connect to your real data and give you live visibility — cash flow forecasts, profitability dashboards, and proactive advice.
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